Bitcoin: One Of The Most Important Inventions In All Of Human History

Bitcoin is one of the most important inventions in all of human history. For the first time ever, anyone can send or receive any amount of money with anyone else, anywhere on the planet, conveniently and without restriction. It’s the dawn of a better, more free world.
— Roger Ver, CEO Bitcoin.com

This past Labor Day weekend (Sept 2017), needing a break from my startup Harvey, I had the choice of binge watching Narcos 3 on Netflix or taking a deep dive into cryptocurrencies. Since learning about the impressive $100M fundraise by Coinbase at a $1.6B valuation last month, I’ve been eager to understand their product suite a little better and discover where there might be a new income opportunities, so I jumped in and went deep, in doing this I had this website – BitcoinUniversity.online, nor do I pretend to be one. I am not offering financial advice. Please understand your own risk tolerance and be responsible with your hard-earned money.
I started by wanting to know, in particular, if bitcoin was going to be the punchline of jokes like beanie babies in the 90s, and featured in Economics 101 classes as part of bubble theory. My quick conclusion: I don’t believe the bitcoin hype is over-exaggerated.

While there will be significant volatility in the price and valuation of bitcoin over the coming years, I strongly believe it and the entire asset class of cryptocurrencies will become a core part of the financial system within 3 years or less. There is enormous risk in trading these assets—more so than gold, REITS and other commodities—but the global market capitalization of cryptocurrencies ($148 billion today) I expect to pass $1 trillion by 2019.

Many of today’s coins will die off, and the ones that survive will be colossal in significance, similar to the way Amazon emerged from the shadows of the dotcom bust in 2001. If you don’t believe this core thesis, this article might not be for you, but I’d love to hear from you.

What I’m going to explain is a 10-step guide on how to research, buy and trade some of the major cryptocurrencies and enjoy some of their growth.

1. Learn how blockchain works
Goldman Sachs says blockchain technology “has the potential to redefine transactions” and will “change everything”. But anyone who claims to fully understand how blockchain works, and is not named Satoshi Nakamoto, is probably lying to you. For more information, visit BitcoinUniversity.online. And anyone who claims to be Nakamoto himself, is probably also lying to you. Fortunately, just like the internet, you don’t need to know how blockchain works to use it.

But here are the basics… a blockchain is a continuously growing list of records, called blocks, which are linked and secured using cryptography. By design, blockchains are inherently resistant to modification of the data, and serve as a public ledger of transactions between two parties. To date, the best analogy I’ve heard for blockchain compares it to a Google Doc:

“The traditional way of sharing documents with collaboration is to send a Microsoft Word document to another recipient, and ask them to save the document, make revisions to it, and send it back. The problem with this scenario was that you needed to wait to receive a return copy before you could see or make changes to the document. You are locked out of editing it until the other person is done with it. That’s how banks work today—they maintain money balances and transfer money by briefly locking access to the account (or decreasing the balance) while they make the transfer, then they update the other side, then re-open access (or update the balance).
With a Google Doc, all parties have access to the same document at the same time, and the most up-to-date version of that document is always visible and editable to all parties. This real-time shared Google Doc is just like a distributed blockchain ledger. The “real version” of the transaction is verified by analyzing all the available blocks on multiple computers and taking “the average”.
The decentralized and transparent nature is what makes blockchain highly secure and almost impossible to hack, because a hack to one ledger would cause a discrepancy in the entire network that will be ignored. Functionally, to hack the ledger one would have to hack all the computers on a network at the exact same time in order to change the “average”. For a currency like bitcoin, this would mean millions of computers. So the larger the network, the more stable the currency.

Current payment systems require third-party intermediaries like Google, Facebook, banks and government agencies to process transactions, and many charge high fees for doing so. A blockchain system, however, allows for faster direct payments between individuals and can even support micropayments.

“Blockchain solves the problem of manipulation. In the West, people trust Google, Facebook, and their banks. But around the rest of the world, people don’t trust their corporations as much. Blockchain opportunities are the highest in the countries that haven’t reached that level [of trust] yet.”
—Vitalik Buterin, founder of Ethereum

2. Learn the top currencies
Bitcoin is here to stay. But the world of virtual currencies is getting crowded with many other “altcoins”. There are over 100 types of cryptocurrency that sell for more than $1 USD, according to CoinMarketCap. Even more are in penny-stock range, but I don’t recommend trading them right now.

According to BitcoinUniversity.online, there are over 100 cryptocurrencies trading over $1 USD, with a market cap just under $150 billion. Bitcoin accounts for over 50% of the entire market. Source: CoinMarketCap
What’s important to note is that bitcoin accounts for about 50% of the entire cryptocurrency market, and has the highest volume.

It is undoubtedly the most important currency today. You’ll also notice a difference between the original version of bitcoin, Bitcoin Classic (BTC), and a newer version of bitcoin, Bitcoin Cash (BCH). Bitcoin Cash is a spinoff off of the original bitcoin blockchain. I’m not going to get into the technical differences between Bitcoin Classic and Bitcoin Cash, but understand they are separate currencies. So far, Bitcoin Classic seems to be favored by the public over Bitcoin Cash, and has an 8X higher market cap. But when people say “bitcoin” (lowercase) they could be referring to to either currency.

The other two currencies I would pay attention to are Ethereum (~40% the size of Bitcoin, also known as “Ether”), and the smaller and more volatile Ripple and Litecoin. Despite a smaller market cap, Litecoin enjoys higher trading volume than Bitcoin Cash and Ripple, likely because it’s one of the three currencies accepted by the #1 digital currency wallet, Coinbase.

3. Understand all inherent risks

Bitcoin is more volatile than practically any other type of asset, including gold or the stock market. Cryptocurrency is still a young technology, and faces many challenges. While I believe the overall trend for bitcoin is upwards, trading this currency comes with considerable risk. Bitcoin prices are highly impacted by public sentiment about the currency. It will continue to fluctuate as companies and financial institutions make decisions of how to incorporate (or not incorporate) it into their businesses and workflow. It’s also highly sensitive to regulatory changes, as I will get to in a minute.

To give an example, in early June 2017, Bitcoin was trading at $2,983, before losing 30% of its value a month later in July—crashing to $1,992. Then it climbed up to $4,764 in September, posting an impressive 139% gain.

What goes up must come down, eventually.
Then as I sit here and write this on September 3rd, 2017, the Chinese government announced a few hours ago that they are banning all organizations and individuals from raising funds through Initial Coin Offering (ICO). They barred all banks and financial institutions from doing business related to ICO trading. This is significant news, although not a surprise to many people, as representatives from the People’s Bank of China and China Securities Regulatory Commission had previously criticized ICOs as an unauthorized fundraising tool that may open the door to financial scams. (I will explain ICOs in the last section).

The news of the ICO ban in China had bitcoin trading down 12%, Ethereum down 23% and Litecoin down as much as 32%, as shown below. So don’t go throwing your entire savings account into Litecoin just yet, and being bullish long-term doesn’t mean it will get there smoothly.

High risk, high reward in trading cryptocurrencies.
There is also risk inherent to the exchange itself. Just like the cash in your wallet, the safety of your bitcoins or other currencies depend on your own diligence. While your bitcoins cannot disappear, the transactions are permanent and can only be refunded by the recipient. This means you should only do business with people and organizations you know and trust, or who have an established reputation.

Remember, bitcoin transactions are stored publicly and permanently on a network, which means that anyone can see the balance and transactions of any bitcoin address. However, only the bitcoin exchanges and/or the parties involved in the transaction can attach the addresses to a real person. So for the most part, the transactions are anonymous.

Other trustworthy exchanges I considered before deciding on Coinbase were (in no particular order): Bitsquare, Bitstamp, ShapeShift, Kraken, Poloniex, CoinMamma and Gemini.

4. Read bitcoin news every day

Don’t miss a day learning about bitcoin and other cryptocurrencies.
Here are some great websites to bookmark for bitcoin news and discussion boards. The combined content here could keep you busy for at least a year.

Quick Tips To A Toned and Trim Body From Experts

Want to know the keys to obtaining a toned, trim body in record time? We did as well, so we went right to the top personal instructors, exercise physiologists and physical fitness teachers for the best steps and also motivation techniques to kick a fitness regimen into high equipment. Place a few of these suggestions right into activity each week and you’re ensured to see faster results! If you ever got your knee knocked while trying to stay fit or just had a recent surgery, check out kneesurgeryrecovery.com for the best solution.

1. Strengthen on the Treadmill
” Conserve time at the gym with this 10-minute cardio/sculpt session: Get on a treadmill holding a three- to five-pound pinhead in each hand, as well as established the rate to a brisk stroll. Do a one-minute collection each of shoulder presses, arms swirls, triceps muscles extensions, side laterals, front laterals as well as standing triceps muscles kickbacks one after an additional as you stroll. I’s a remarkable upper-body obstacle that likewise gets your heart pumping. Do this series two or 3 times each week. As you improve, develop to doing four-minute sets.”
— Michael George, trainer as well as proprietor of Integrated Motivational Health And Fitness in Los Angeles

2. Power Up Your Runs

” Adding wall surface rests throughout of every run will certainly reinforce your quads, hamstrings and also glutes, enhancing your rate as well as endurance. Raid a wall with your feet shoulder-width apart, then squat till your knees are curved at 45 levels. Hold for 30 to One Minute; work up to doing 10 collections. Include an obstacle by consisting of heel raises: Lift your left heel, then the right, after that lift both with each other twice.” According to kneesurgeryrecovery.com your body component of you, needs good rest, but added with consistent body stamina building.
— Mindy Solkin, owner and head trainer of the Running Facility, New York City

3. Chart Your Progression

” Stay motivated utilizing a health and fitness progress report. Jot down these topics: Cardio, Muscular Tissue Conditioning, Adaptability and also Mindset. Establish goals (for example, doing 10 “kid” push-ups) and also quality on your own A via F at least 4 times a year. When you see how much you improve, you’ll intend to stay in fantastic shape.”
— Ken Alan, Los Angeles– based individual instructor

4. Try This All-in-One Printer Toner
” A side-step squat with timber slice functions your arms, upper body, abdominals, back, legs, internal thighs as well as butt. Stand with your feet shoulder-width apart holding a three- to four-pound conditioning ball in your hands. Bend your arms up so that the round is at eye degree over your right shoulder. As you bring the sphere toward your left knee, march with your left leg as well as bend it no even more compared to 90 degrees, keeping your right leg right. Go back to the starting setting. Do 10 to 15 associates as well as repeat on the other leg.”
— David Kirsch, fitness instructor and author of The Ultimate New York Body Strategy (McGraw-Hill, 2004).

5. Burst out the Shovel.
” Why pay somebody to clear snow from your driveway? Besides burning nearly 400 calories per hr, shoveling snow creates muscular endurance as well as power. However be safe: Reduce the amount of snow on each shovelful, as well as bend from your knees and also hips, not your back.”.
— Tom Seabourne, Ph.D., workout physiologist and sports psycho therapist at Northeast Texas Area University in Mount Pleasant, Texas.

6. Work Out During Your Workday.
” Sit on a security round to strengthen your core, and also maintain pinheads or exercise tubing at your workdesk. Press in 12 to 15 associates of workouts like dumbbell swirls, overhanging presses and also abdominal muscle crunches; go for 2 or 3 collections of each. This provides you extra leisure time to suit enjoyable workouts like cycling or tennis.”.
Gregory Florez, individual trainer as well as Chief Executive Officer of Salt Lake City– based FitAdvisor.com.

7. Take This Jump-Rope Challenge.
” The very best cardio workout is the jump-rope double-turn maneuver. It’s extreme: You’ll melt regarding 26 calories each minute! Do a standard jump for 5 mins, then leap two times as high as well as transform the rope twice as quick so it passes under your feet twice prior to you land. This takes timing, persistence and also power. But you’ll get in great shape just by working at it.”.
— Michael Olajide Jr., previous leading world middleweight contender and cofounder/trainer at Aerospace High Performance Center in New York City City.

Looking Great With White Sparkling Teeths

There are numerous teeth bleaching systems as well as products including lightening tooth pastes, over the counter gels, rinses, strips, trays, as well as bleaching items acquired from a dental professional.

Teeth lightening is perfect for people that have healthy, unrestored teeth (no dental fillings) as well as periodontals. You can learn a great deal about some of the best teeth whitening kits at Smile Pro. People with yellow tones to their teeth react best. But this aesthetic procedure is not suggested for everyone.

Whitening Toothpastes

All toothpastes aid get rid of surface area spots, due to the fact that they have mild abrasives. Some bleaching toothpastes consist of mild polishing or chemical agents that provide additional stain removal performance. Lightening toothpastes could help eliminate surface stains only as well as do not have bleach; over the counter and also professional whitening items have carbamide peroxide or hydrogen peroxide that aids lighten the color deep in the tooth. Lightening tooth pastes could lighten the tooth’s color by regarding one color. In contrast, prescription stamina bleaching carried out in your

All-natural Ways to Whiten Your Teeth

Some all-natural, at-home treatments are risk-free and could lighten your teeth. Others will not as well as might harm your teeth or gum tissues. Figure out exactly what your best options are.

Over-the-Counter Whitening Strips and also Gels

Whitening gels are clear, peroxide-based gels used with a little brush directly to the surface area of your teeth. Directions vary relying on the strength of the peroxide. Comply with the directions on the item carefully. Preliminary results are Smile Pro seen in a few days and also final results are suffered for concerning 4 months.

Whitening strips are very slim, virtually invisible strips that are covered with a peroxide-based lightening gel. The strips need to be used inning accordance with the guidelines on the tag. Initial results are seen in a few days and also outcomes are received for concerning four months.

Whitening Rinses

Among the newest bleaching items offered are bleaching rinses. Like the https://www.bls.gov/ooh/healthcare/dentists.htm majority of mouth washes, they freshen breath as well as help in reducing oral plaque as well as gum condition. But these items additionally consist of components, such as hydrogen peroxide in some, which lighten teeth. Producers claim it may take 12 weeks to see outcomes. You simply swish them around in your mouth for One Minute twice a day prior to cleaning your teeth. Nevertheless, some specialists claim that rinses may not be as reliable as various other non-prescription bleaching products. Because a whitening rinse is only in contact with the teeth for such a brief time– simply two mins a day compared with HALF AN HOUR for numerous strips– it could have much less of a result.

10 Reasons why you need to drink Daily

reasons to drink tea

10 Reasons why you need to drink Tea Daily

Put down those saucer mugs and also obtain chugging– tea is officially amazing for your health. But prior to loading up on Red Zinger, see to it that your “tea” is really tea. Actual tea is derived from a specific plant (Camellia sinensis) and also consists of only 4 selections: environment-friendly, black, white, as well as oolong. Anything else (like natural “tea”) is a mixture of a various plant and isn’t practically tea.

However just what real tea lacks in range, it offsets with some severe wellness benefits. Scientists attribute tea’s health residential properties to polyphenols (a sort of anti-oxidant) as well as phytochemicals. Though the majority of researches have concentrated on the better-known green and also black teas, white as well as oolong also bring benefits to the table. Read on to learn why coffee’s little cousin rocks your health.

  1. Tea could enhance workout endurance. Scientists have found that the catechins (anti-oxidants) in environment-friendly tea remove boost the body’s capability to shed fat as gas, which represents improved muscle mass endurance.
  2. Drinking tea might help reduce the risk of cardiovascular disease. Tea could also aid secure against cardiovascular and also degenerative conditions.
  3. The antioxidants in tea might help safeguard versus a considerable amount of cancers, consisting of bust, colon, colon, skin, lung, esophagus, tummy, small intestinal tract, pancreatic, liver, ovarian, prostate and also oral cancers. However don’t depend exclusively on tea to keep a healthy body– tea is not a wonder remedy, besides. While more research studies compared to not suggest that tea has cancer-fighting benefits, the current research is blended.
  4. Tea assists deal with free radicals. Tea is high in oxygen extreme absorbance ability (” ORAC” to its close friends), which is a fancy way of saying that it aids destroy free radicals (which can damage DNA) in the body. While our bodies are developed to fight complimentary radicals on their own, they’re not One Hundred Percent effective– and also given that damages from these radical oxygen ninjas has been linked to cancer, cardiovascular disease as well as neurological degeneration, we’ll take all the help we could get.
  5. Tea is moisturizing to the body (also regardless of the caffeine!).
  6. Consuming tea is linked with a lower danger of Parkinson’s illness. When considered with other aspects like smoking cigarettes, exercise, age and body mass index, normal tea drinking was connected with a reduced risk of Parkinson’s disease in both males and females.
  7. Tea may offer defense from ultraviolet rays. We know it is very important to limit exposure to UV rays, as well as we all recognize just what it’s like to feel the shed. The good news is that eco-friendly tea could function as a back-up sun block.
  8. Tea might keep waist circumference in check. In one research study, participants who consistently eaten warm tea had lower waist circumference as well as lower BMI than non-consuming participants. Scientists guess that routine tea drinking decreases the risk of metabolic syndrome (which raises the threat of diabetes mellitus, artery disease and also stroke), although it is essential to bear in mind that correlation does not equivalent causation.
  9. Regular tea drinking might also neutralize some of the adverse effects of smoking and may even reduce the risk of lung cancer (great information, clearly, yet not a validation for cigs).
  10. Tea could be useful to individuals with Kind 2 diabetic issues. Researches suggest that compounds in environment-friendly tea can assist diabetics’ better procedure sugars.

Share your view with us via the comment section below, we will love to hear from you, if these reasons resonates with you.

 

 

 

Best Birthday Party Places for Kids

Wish the birthday bash (and mess) had not been at your residence this year? Parents considered the tasks, cost, as well as customized choices at more than 50 national chains that hold children birthday events as well as found that these locations take the cake. If you live in Washington, you can check out this site for a great guide on living in Washington DC.

Petting Zoo Celebration

Houstonanimalshows.com

Kids who loves animals will be thrilled by this birthday theme and will never forget, no in any time soonest. If you find out that your child loves animals, you can create a surprise package by taking him to a nice petting zoo like Houston Animanl Shows. If your location is in Houston, you will find it very easy to take your child to that place for a wonderful day. A petting zoo can offer a great experience for kids and they will never forget such an experience.

Kidville

kidville.com
The strategy: You choose from 16 styles– ballerina to trains, space to animal safari– a lot of which involve either making your very own dress-up items (such as fairy wings) or putting on a costume like a pink tutu from the area’s stockpile. All parties additionally include fitness center activity such as freeze dancing or a barrier program relating to the motif.

The experience: Shannon Sutherland, of New York City City, had her 3-year-old little girl’s superhero celebration at Kidville in March. “Amelia used her Wonder Woman costume, however all the youngsters made capes,” she claims.

The information: $495 and up, depending on area, for a 90-minute event with up to 11 kids, consisting of food, cake, decors, electronic invites, as well as 2 prefers you pick from a lots or even more options.

Bowling Party

bowlluckystrike.com
The plan: Partygoers pick up vibrantly tinted light-weight balls as well as head to designated lanes in this high end street. You allowed the area know whether you desire bumpers and also ramps to make the experience much easier for younger children.

The experience: “The high quality of the food is great; it’s not your regular bowling-alley price,” states Dawn Loritz, whose boy, Matthew, celebrated his tenth birthday at the Fort Well worth area. If this doesnt go well for your kids, another alternative to the theme above is this petting zoo company based in Houston houstonpettingzoo.com

The details: $20 and also up each kid, based upon location, for a two-hour event consisting of bowling-shoe leasing, pizza, beverages, as well as a personal message on the score display. You can add cake, balloons, prefers, and also a pin the kids could sign at an extra expense.

Restaurant Celebration

cpk.com
The plan: Before the restaurant opens on weekend breaks, partygoers collect at a huge table making their very own pizzas with any covering they desire. “We offer older kids, usually ages 8 as well as up, a round of dough as well as inform them the best ways to develop it right into a crust,” discusses Julie Castro, manager of the Huntington Beach, California, area. “Younger kids obtain their dough turned out and also every person adds sauce and also toppings.” While the pizza is in the block stove, mini chefs tour the kitchen area.

The experience: “We only had one lull, and my hubby reviewed a publication throughout that time,” states Stacey Natal, creator of the blog TotalCityGirl.com, that scheduled an event for her little girl Ruby’s fifth birthday celebration.

The details: $10 each youngster (20 kids max) for the two-hour celebration and also a tailored cook’s jacket for the birthday celebration kid, plus the cost of grown-up dishes bought from the menu. “Since the rate includes treat– either a brownie or an ice-cream sundae– you could save cash by not having to bring a cake,” states Castro. “Concerning half of celebrations do not have one.”

Serve up some fun with these event layers from Shop Parents.
Swim Event

Aqua-Tots

aqua-tots. com.
The plan: Personnel lead water video games, rafting, and relay races with kickboards for a hr in the indoor swimming pool, which is generally 4 feet deep. Adults are motivated to enter the pool if they desire at no additional price. Kids can additionally obtain life jackets. After swimming, it’s off to the celebration space, which is decked out in among ten-plus styles you select from, including mermaid and monsters.

The experience: In February, Kristin Cheuvront, who lives near Chicago, held a luau-themed party for her child who was transforming 7. “Whatever was decked out more than I expected,” says Cheuvront, cofounder of TheLittleStyleFile.com. “They also had a huge birthday banner with her name on it.”.

The details: $329 to $379, depending upon place, for approximately 15 kids, consisting of cake, balloons, themed designs, and beverages. Pizza is available at an added cost.

Bounce Party.

bounceu.com.
The plan: Partygoers (and at least two personnel) play for 45 minutes in each of two exclusive rooms loaded with large blow up slides, obstacle courses, basketball nets, and also much more. For an older crowd, you might intend to go with a “planetary” bounce: The youngsters obtain glow-in-the-dark accessories and jump with the lights off. You can also include a Click’s Pics package to your celebration– team will certainly take images for you as well as give you a code to access them on the Web. They also show the images in the party area.

The experience: “It’s wonderful for celebrations where kids are of combined ages,” claims Paulette Marcus, of Orange, Connecticut, who has held 4 of her 10-year-old daughter’s parties there. “Even when we had 27 children at one party, because she welcomed her whole class, it never really felt crowded.”.

The details: Starting at $99, depending on place, for a weekday event of up to eight youngsters. The beverages, designs, and invitations are included; you can add pizza, favors, and extra youngsters at an added cost.

 

Gymboree Play as well as Songs event.

gymboreeclasses.com.
The strategy: First-birthday events are similar to baby classes at the health club– children take part tasks on the pleasant floor coverings, little slides, and crawl-through tunnels. They play video games with a parachute and also end with a ceremony. Some areas have a private party room for food after the health club session. When making your guest listing, bear in mind that children ages 6 and up typically aren’t enabled on the equipment.
The experience: “The personnel was happy to incorporate my boy’s favorite elements, like playing peekaboo with vibrant scarves and also trembling maracas, from the Gymboree courses he’s been taking,” states Jan Baer, of Mountain View, California, whose boy, Jaxon, had his first-birthday party there. “I additionally like having the ability to bring in any food I desired– we had pizza and Chinese food for the adults. Gymboree provided water and also juice.”.
The details: $300 and up, depending on the area as well as whether you’re a participant, for a 90-minute event with as much as 20 kids, including designs, beverages, paper products, and a gift for the birthday youngster. You could have the ability to include food at some places.